Before a high-cost note
SBA resources
Federal small-business programs, before a high-cost note.
Why it matters
SBA programs are often the first legitimate door when a shop needs capital with a counselor in the conversation, not a teaser rate.
Use this as orientation: what to ask, which documents to gather, and where a counselor fits. NPMCA does not originate SBA loans and does not promise an approval.
- A shop comparing an SBA path with a bank path.
- An owner who wants the questions before the appointment.
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