Factoring

Turn a slow receivable into cash, and know the discount.

Why it matters

Factoring can bridge a customer who pays late. The discount is the cost. It is not free money and it is not a loan in disguise unless the contract says so.

Members use this page to see what to read in a factoring agreement before they sign. NPMCA does not buy invoices.

A shop waiting on a commercial customer.
An owner who wants the fee in plain language.

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